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5 Psychology-Backed Principles for More Effective Personalization

Harvard Business Review Logo Daniel Grizelj Personalization has become a baseline expectation across industries. Deloitte has found that nearly three quarters of consumers are more likely to buy from brands that personalize, and McKinsey has shown that companies that excel at personalization generate up to 40% more revenue than their peers. The economic upside is …

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One Company Used Tech as a Tool. Another Gave It a Role. Which Did Better?

Harvard Business Review Logo mattjeacock/Getty Images Traditionally, leaders and managers often treat technology as a tool or capability that can help get work done more efficiently, but doesn’t drastically change the nature of that work. Email, for instance, allows for faster communication. The supply chain management (SCM) system reduces supply chain costs, shortens delivery cycles, …

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WTI hovers below $59.00 as US-Iran tensions ease, weekly loss looms

West Texas Intermediate (WTI) Oil price moves little after two days of more than 3% losses, trading around $58.80 during the Asian hours on Friday. WTI price faces challenges as geopolitical risk premiums faded following easing fears of a possible US military strike on Iran. Crude Oil prices are heading for a modest weekly decline …

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Dow futures press into a decision zone as volume flags unfinished auction [Video]

Price holds above the 4H pivot while an untested POC caps upside near 50,000. In this MacroStructure Trading Desk update, Dow futures are analysed through a structure-first lens using the 4-hour, 1-hour, and volume profile frameworks. Price has held above the 4-hour central pivot at 48,852 for nine consecutive sessions, maintaining a constructive structural backdrop. …

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State Street Rolls Out New Platform to Bring Tokenized Assets to Wall Street

Blueberry Broker Review 2026: Regulation, Platforms, Fees & Trading Conditions | Finance Magnates Blueberry Broker Review 2026: Regulation, Platforms, Fees & Trading Conditions | Finance Magnates Blueberry Broker Review 2026: Regulation, Platforms, Fees & Trading Conditions | Finance Magnates Blueberry Broker Review 2026: Regulation, Platforms, Fees & Trading Conditions | Finance Magnates Blueberry Broker Review …

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Nexo to pay $500K fine to California regulator over ‘risky loans’

California’s finance watchdog claims Nexo made nearly 5,500 loans to Californians without a valid license and did not properly assess their ability to repay. Crypto lending company Nexo Capital will pay a $500,000 to California’s financial regulator over allegations it issued thousands of loans to state residents without properly assessing their ability to repay. The …

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